A TIME FOR
- PERSPECTIVE -

Our job is to put things into perspective for our clients and help them focus on living their lives.

All of the negativity we are hearing and reading is affecting many of our clients' ability to decide what to do with their money. While we don't have the power to control what and how the daily media reports as news, we are conducting monthly Roundtable meetings to get feedback from our clients on how they are doing, what bothers them the most … and to facilitate questions and solutions.

We find that our clients are experiencing angst that is exacerbated by the doom and gloom they hear daily:

• "We are in another depression"
• "The market will get much worse before it gets better"
• "This recession is likely to continue for a long time"
• "Real estate may not recover for many years"

While our clients have no power over what the market does or what the media writes, we believe they do have control over how they react to all the negativity.

We believe at Conover Feek that it is part of our responsibility as financial/life planners to help our clients get through this emotional period.

Our Roundtable meetings bring together 10-12 clients a session without any specific agenda. After one of our meetings, a client asked that we periodically send emails/letters to report the positive and/or expose exaggerated negative news we all are bombarded with.

Another client was concerned about policies being formulated in Washington, D.C. that may be similar to that which prolonged the Great Depression (large government spending) and that it took additional warfare before the economy would recover.

We quoted Ben Stein from a column he wrote for The New York Times early in 2009:

"We are more than our investments. We are more than the year-to-year changes in our net worth. We are what we do for charity. We are how we treat our family and friends … losing and making money are not moral issues so long as you are being honest. You may have a lot less money as this year ends then you did two years ago. But, you are just as good or bad a person as you were then. It is a myth that money determines who you are, and if you have gotten over that myth by now, then 2008 will have been a very good year."

It is not our intention to trivialize what is happening. We know many people are suffering. However, most of our clients (most of you) are achieving lifetime goals. Some need to make adjustments and we are here to help them do that. We want to put things into perspective for our clients, stabilize their security, mitigate their anguish and help them focus on living their lives. I hope you join us when we invite you to a Roundtable discussion. -- Jim

The everyday kindness of the back roads more than makes up for the acts of greed in the headlines.” --Charles Kuralt, Reporter, Author

Brokerage services are offered through Conover Securities Corporation, a registered broker dealer,
member FINRA and SIPC
Investments offered through Conover Securities are: Not FDIC insured | May lose value |
Come with no bank guarantee | Are not insured by any government agency
Advisory services provided through Conover Capital Management, LLC, a Registered Investment Advisor
Conover Securities Corporation and Conover Capital Management, LLC, are affiliates of Conover Feek.